The financial system in France is rather like the United Kingdom twenty years ago. Although a debtor maybe just across the English Channel it still can be tricky collecting debts from anywhere outside of the United Kingdom. However with agents based in the major cities we have the advantage over other collection and recovery companies. Speaking and writing the language again gives this company the edge over it’s competition. If you are experiencing slow or non-paying customers contact us sooner rather than later. Our French office is located in west France in the city of Toulouse. The process of taking court proceedings for collection of a debt is as follows. Firstly what is called a Formal Demand is sent to the debtor notifying the debtor in writing of the debt and the creditors demand for payment. This demand for payment is called ‘mis en demeure’. It is normally sent by registered mail or served by a ‘huissier’ our equivalent to a Process Server.

In the event of no response to the ‘mis en demeure’ and the matter is not disputed. Court action can proceed. This action is called ‘injunction de payer’. At this stage, the claim is prosented to the court and evidence in the form of contracts or invoices are introduced. The document used for this process is called Cerfa no:12948*01. The debtor is not informed of this action and a Solicitor is not necessary. At this stage the case is put before a Judge and he decides if the debt/claim is valid. If a court order is granted it is called ‘ordonnance portent injunction de payer’. The final stage is enforcement of the debt. The papers will be served on the debtor by the ‘Huissier'(Process Server). This action must be taken within six months of the Judgement being granted. Like in the United Kingdom it is important to serve the documents on the correct person. In the event of non-payment following this action. The creditor can apply to the court for Execution of the order. Bank accounts can be frozen and assets taken to pay off the debt.

Call us for further information. 01386 584005 e: collections@debtcollection.co.uk

Recovering money in Italy is an area where we work closely with Italian Lawyers. In Italy at the present time, debt is abundant. We have found through dogged determination and persistence success has been gained. Collection can be made as quickly as 7 days just depending on how we are received by the debtor and if we have to go down the legal route. Costs depend on the amount to be collected. In general terms commission starts at 14% of any monies recovered. Fees are calculated as the process unfolds which can make it tricky to give a firm figure from day one. Additional costs can arise with the introduction of specialist witnesses etc.

Based here in the United Kingdom we think we are seeing economic hardship, however Italy like many other countries are seeing large unemployment along with larger debt problems. We at Debt Collection have a number of collections proceeding at the present time. In excess of 150,000 Italian companies have gone bust in recent times. If the matter requires the help of the Legal system. We would advise as to costings before the legal action got underway.  If you find yourself with a problem debt in Italy. Call us for an informed chat about how we can possibly help.

Please call: 01386 584005 e: collections@debtcollection.co.uk

Our offices in Italy are located south of Turin italy.debtrecovery.co.uk

Portugal attracts a commission of 16% on any monies recovered. The Portuguese litigation system works in a similar manner to our own County Court system based here in the UK. Our Lawyers based in southern Portugal offer a most competitive litigation service administered from our own legal department based here in the UK. The Portuguese legal system has had a torrid time of late with many courts being closed down and centralised. This has had a massive effect on the speed of getting cases through the courts. However its not impossible and we regularly have success.